Artikler som begynner med C

Changing places: Mid-career review and internal mobility

Changing places: Mid-career review and internal mobility

fredag, 19 mai 2017
  • Demographic ageing poses the challenge of how to keep people in employment for longer without negatively affecting their health and well-being. The solutions are particularly critical for workers engaged in arduous work. This report examines how mid-career reviews can play a key role by clarifying workers’ options for remaining in work until a later retirement age.

Changing labour markets, life-course and pensions

Changing labour markets, life-course and pensions

tirsdag, 16 mai 2017
Pensjonskonferanse i Finland 19. mai (med live streaming)
  • In which ways do labour market change and subsequent life-course effects challenge pension provision and how do pension systems respond to such challenges? The conference, organized by the Finnish Centre for Pensions in cooperation with ESPAnet, ESA Research Network on Ageing in Europe, the Social Policy Association in Finland and University of Helsinki, will bring together top researchers and professionals to debate this highly topical issue.

Cost of Aging

Cost of Aging

torsdag, 16 mars 2017
  • Ronald Lee & Andrew Mason

    As populations in richer nations get older, GDP growth slows, support costs rise, and government budgets feel pressure.

Comparing contributions in nine EU countries

Comparing contributions in nine EU countries

torsdag, 17 november 2016
  • Relative to GDP, the pension contribution level is the highest in Denmark and the lowest in Sweden. Finland stands out with high employer contributions and lower-than-average employee’s contributions. This is evident from the Finnish Centre for Pensions’ comparison.

Can We Increase Retirement Saving?

Can We Increase Retirement Saving?

torsdag, 08 september 2016
  • Workers today must save to gain a secure retirement. Failing to save assures a sharp drop in living standards when the paychecks stop, and ample evidence indicates that many Americans are not saving enough.

Comparing the Robustness of PAYG Pension Schemes

Comparing the Robustness of PAYG Pension Schemes

tirsdag, 24 mai 2016
  • This paper provides a framework for modelling defined benefit (DB) and defined contribution (DC) point schemes, which are both pay-as-you go (PAYG) financed. Most sustainability issues pertain to unfunded schemes. Sustainability is less an issue for funded defined contribution schemes as pensions are financed by the contributions and their returns on accumulated assets. In particular, in funded defined contribution schemes, individuals bear the different risks.

Consumer financial advice and guidance for high risk DC savers

Consumer financial advice and guidance for high risk DC savers

tirsdag, 01 mars 2016
  • This report looks to explore the demand for and supply of financial advice, and some options for bringing these in line with each other. The reports explores several options to help customers get the best possible outcomes at retirement. 

Comparison of the regulatory frameworks for DC pensions

Comparison of the regulatory frameworks for DC pensions

mandag, 02 november 2015
  • Comparison of the regulatory frameworks for DC Pensions, is a report commissioned by Scottish Widows. The research draws on discussions conducted with experts on regulation, and desk research, to explore the differences between the two regulatory regimes for DC pensions. It considers the pros and cons of the respective regimes for DC pensions, with a focus on the impact of these for savers.

Can Policy Facilitate Partial Retirement? Evidence from Germany

Can Policy Facilitate Partial Retirement? Evidence from Germany

fredag, 28 august 2015
  • In 1996, Germany introduced the Altersteilzeit (ATZ) law, which encouraged longer working lives through partial retirement incentives. Using matched pension system and establishment survey data, we estimate changes in part-time employment and retirement after ATZ.

Comparing the Robustness of PAYG Pension Schemes

Comparing the Robustness of PAYG Pension Schemes

onsdag, 19 august 2015
  • This paper provides a framework for comparing a defined benefit (DB) and a defined contribution (DC) point schemes, which are both pay-as-you go (PAYG) financed. Two stylised PAYG pension schemes are  modelled and simulated to compare their robustness to shocks.

Consumption Behavior, Annuity Income and Mortality Risk of the Elderly

Consumption Behavior, Annuity Income and Mortality Risk of the Elderly

tirsdag, 09 juni 2015
  • Previous studies find that individuals do not draw down their assets after retirement which is at odds with the predictions of a simple life cycle model without uncertainty. Hurd (1989, 1999) explains saving behavior of elderly singles and couples by adding lifetime uncertainty and bequest motives to the simple life cycle model.

Clearly Rising Effective Retirement Age

Clearly Rising Effective Retirement Age

torsdag, 12 februar 2015
  • According to statistics of the Finnish Centre for Pensions, the effective retirement age rose significantly in 2014. On average, the Finns retired on an earnings-related pension at age 61.2 years. The equivalent figure in 2013 was 60.9 years.