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Artikler som begynner med R

Rational Pensions for Irrational People

04 september 2013
  • This paper examines some of the main behavioral patterns that determine personal saving, investment, and retirement decisions, and considers ways to move them in a socially desirable direction.

Risk, Redistribution and Retirement The Role of Pension Schemes

22 august 2013
  • This thesis studies the effects of redistribution and risk sharing in collective pensions on economic behaviour, with particular attention paid to the retirement decision.

Riktig god sommer!

25 juni 2013
  • Pensjonsforum ønsker alle sine medlemmer en riktig god sommer. Vi sees til nye seminarer til høsten.

Review of the Irish pension system

24 juni 2013
  • The OECD Review of the Irish Pension System recommends that the Government put in place either a universal basic pension scheme or a single means-tested pension, both topped up with a compulsory private pension.

Runa Sæther

fredag, 14 juni 2013

Reforming the Railroad Retirement System

10 juni 2013
  • The government’s Railroad Retirement program is a clear anomaly in the U.S. economic landscape. The program taxes employers and workers in a specific private-sector industry to provide pensions to workers in that industry. Like Social Security, Railroad Retirement had been funded on a pay-as-you-go basis, with Trust Fund assets invested in government bonds.

Retirement Incentives in Belgium

04 juni 2013
  • The paper studies retirement behavior of wage?earners in Belgium – for the first time using rich survey data to explore retirement incentives as faced by individuals. Specifically, we use SHARE data to estimate a model à la Stock and Wise (1990). Exploring the longitudinal nature of SHARELIFE, we construct measures of financial and non?financial incencentive.

Retirement Choice Simulation in Household Settings with Heterogeneous Pension Plans

04 juni 2013
  • This paper estimates a structured life cycle model of family retirement decision using a unique historical dataset back simulated from Living in Ireland survey.

Risk Sharing and Individual Lifecycle Investing in Funded Collective Pensions

09 april 2013
  • The paper deals with the question of whether it is possible to combine the insights and recommendations of optimal individual lifecycle investing with the proven gains of defined benefit pension funds. These gains primarily stem from cost efficiency and (intergenerational) risk sharing.

Review of pensioner's taxation: Final report

18 februar 2013
  • For most people, during their working lifetime, tax payments have effectively been on “autopilot”. They have benefitted from being a part of the “Pay as You Earn” (PAYE) system. This has meant that a combination of HM Revenue & Customs (HMRC) and employers have ensured that on each pay day, an employee has paid broadly the right amount of tax. If a person has been a higher rate taxpayer the benefits of PAYE have still applied.

Real Pension Rights as a Control Mechanism for Pension Fund Solvency

29 januar 2013
  • This paper models policy responses to changes in solvency by Dutch occupational pension funds using a unique panel dataset containing the balance sheets of all registered pension funds in the Netherlands over a period of 15 years (1993–2007). The model describes how nominal pension rights are expanded, by e.g. indexation or backservice, or, on the contrary, how the current pension accumulation is skimmed, e.g. by setting the pension premium over its actuarially fair price to build buffers.

Retirement Responses to a Generous Pension Reform: Evidence from a Natural Experiment in Eastern Europe

22 januar 2013
  • The retirement decision is under researched in developing and emerging countries, despite the topic’s close relation to many development issues such as poverty reduction and social security, and despite the fact that population ageing will increasingly challenge the developing world.