Artikler som begynner med W

Work, Money, Lifestyle: Plans of Australian Retirees

02 mai 2014
  • Existing research shows that adjustment to retirement is correlated with pre-retirement planning. This study presents new insights into the retirement preparedness of Australians at the later stages of working life.

What level of pension contribution is needed to obtain an adequate retirement income?

18 mars 2014
  • This report analyses the range of retirement incomes various individuals might achieve from a Defined Contribution pension. It also analyses the contribution rate necessary for different individuals to have a “good chance” of achieving an adequate level of retirement income.

What Do Unions Do to Pension Performance?

27 februar 2013
  • This study argues that the promotion of union goals could have positive, negative, or neutral effects on risk adjusted return performance. Moreover, the union’s ability and incentive to use pension assets to promote union goals will vary with the design of the pension.

Workplace Pension Reforms: Baseline Evaluation Report

26 oktober 2012
  • Millions of individuals in the UK are not saving enough for their retirement. The Workplace Pension Reforms are a response to some of the key challenges facing the UK pensions system.

Will Delayed Retirement By The Baby Boomers Lead To Higher Unemployment Among Younger Workers?

08 oktober 2012
  • Using 1977-2011 data from the Current Population Survey, this paper investigates the often-repeated claim that delayed retirement by baby boomers will result in higher unemployment among the young, a claim which has been garnering increased attention from the media during the Great Recession.

Who Claimed Social Security Early Due To The Great Recession?

30 juli 2012
  • Between 2007 and 2009, the percent of 62 year olds claiming Social Security benefits reversed a decade-long decline and increased sharply before reverting back to trend. This phenomenon raises two ques-tions: 1) who was induced to claim early?; and 2) how much monthly retirement income have they lost as a result? To address these questions, this brief, which reflects findings from a recent paper, uses individual-level data from the Health and Retirement Study (HRS).

Who pays for occupational pensions?

21 mai 2012
  • The purpose of this paper is to estimate the effect of occupational pensions (OPs) on wages for a large sample of Norwegian private sector firms. Knowledge about the offset between pensions and wages is becoming increasingly important, as OPs are expected to play a more prominent role in retirement provision in many countries where governments seek to reduce their pension commitments.

Why Do State DisabilIty Application Rates Vary Over Time?

01 februar 2012
  • Social Security Disability Insurance (SSDI) applica-tions and benefit receipts vary greatly by state, which has led to concerns about potential inconsistencies in the way that states apply disability standards.1 An earlier brief concluded that more than 70 percent of the variation across states in SSDI application rates is explained by state health, demographic, and employment characteristics; state policies and politics explain very little.2 Another concern has been the growth in the SSDI program over time. This brief uses the same data as the earlier analysis to answer a related ques-tion: How much of the trends in SSDI application rates within states can be explained by the different factors?

Who Saves for Retirement?

30 januar 2012
  • The UK's pension policy framework is built around voluntary private pension saving, on top of a universal state pension. The voluntary savings pillar involves significant financial incentives to save: there is tax relief on contributions from income, as well as on capital gains in defined contribution plans.

Who Retires Early?

05 januar 2012
  • Proposals to ‘increase the retirement age’ under Social Security now appear frequently as part of plans to close the program’s projected long-term deficit. These proposals usually call for an increase in the age at which unreduced benefits are paid. That age, now 66, is scheduled to increase to 67 for everyone turning 62 in 2022 or later.

What explains state variation in Social Security Disability Insurance (SSDI) application rates?

01 desember 2011
  • Social Security Disability Insurance (SSDI) applications and receipts vary greatly by state (McVicar 2006; Bound and Burkhauser 1999; Rupp and Stapleton 1998), which has led to concerns about potential inconsistencies in the application of disability standards. This possibility has prompted numerous Congressional hearings and reports and led the Social Security Advisory Board (2001a; 2001b) to express concern about the Social Security Administration’s (SSA) ability to disentangle the potential causes.

    Much of the previous work focuses on the SSDI rolls, allowance rates or award rates; not as much attention has been paid to application rates (also referred to as filing rates) since Rupp and Stapleton (1998) summarized the known factors affecting caseloads.

    Work by the Social Security Administration (SSA 1988) finds that economic and demographic differences are significant factors in explaining state SSDI application rates, but their sample lacks information about the underlying health of the population. Strand (2002) advances this work by adding some, albeit limited, health and health insurance information but also covers a very short time period (1997-1999). Duggan and Imberman (2009) explore the relationship between applications and the unemployment rate but do not control for other potentially confounding factors.

Why Do Boomers Plan to Work So Long? (US)

08 august 2011
  • Recent changes in retirement trends and patterns have raised questions about the likely retirement behavior of baby boomers, the large cohort born between 1946 and 1964.