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Her finner du en fullstendig liste over alle nyhetsartikler som er publisert på Pensjonsforum. Artiklene er sortert på dato – de siste først. Klikk på forstørrelsesglasset helt til høyre i hovedmenyen over for å søke etter bestemte emner eller søkeord, eller klikke på et emneord/tagg i «skyen» til høyre.

2020 (22)

2019 (51)

2018 (51)

2017 (51)


2016 (144)

2015 (181)

2014 (139)

Trender i livsforsikrings- og pensjonsmarkedet i Norge 2019

Trender i livsforsikrings- og pensjonsmarkedet i Norge 2019

tirsdag, 23 juni 2020
  • Det ble i 2019 innbetalt i overkant av 109 milliarder kroner til livsforsikrings- og pensjonsprodukter hos medlemmene i Finans Norge. På samme tid i 2018 var innbetalt premie på 100 milliarder kroner og i 2017 på 93 milliarder kroner.

Om å ta ut folketrygd ved 67 år og fortsette i jobb–virkninger av samordningsreglene i offentlig tjenestepensjon

Om å ta ut folketrygd ved 67 år og fortsette i jobb–virkninger av samordningsreglene i offentlig tjenestepensjon

fredag, 12 juni 2020
  • Offentlig ansatte som tar utfolketrygd fra 67 år, men fortsetter i jobb, får seg ofte en overraskelse når de går av med pensjon. Den livsvarige pensjonen blir for mange langt under 66 pst, kanskje under 50 pst. Selv for en gjennomsnittsinntekt kan den samlede pensjonen når folketrygden tas ut ved 67 år bli så mye som 1,5 mill. kroner mindre sammenliknet med en person som pensjoneres ved 67 år.

Employer Perceptions of Older Workers – Surveys from 2019 and 2006

Employer Perceptions of Older Workers – Surveys from 2019 and 2006

torsdag, 04 juni 2020
  • Many older Americans need to work longer in order to achieve a secure retirement. The question is whether employers will hire and retain them. This paper reports on a 2019 survey of employer perceptions of the productivity, costs, and net value of their older workers relative to their younger ones. This survey replicates a similar 2006 effort, so it also allows a comparison of employer perceptions over a period when technology has evolved and the older workforce has grown.

The pensions implications of COVID-19

The pensions implications of COVID-19

tirsdag, 02 juni 2020
  • There is much uncertainty associated with the current situation, not only in terms of immediate financial impacts, but also how retirement incomes, both current and future, might be affected. The most immediate impact on pensions has been the significant falls and subsequent volatility in the stock market.

Follow the rating?

Follow the rating?

fredag, 29 mai 2020
  • How disclosure affects retirement income product choices in a discrete choice experiment. Consumers in most Defined Contribution superannuation and pension plans annuitize less of their savings than is considered appropriate. As a result, retirees self-insure by holding on to and even building up assets.

Pension adequacy standards

Pension adequacy standards

fredag, 29 mai 2020
  • Due to increasing life expectancy pension benefits and savings need to last longer, which casts doubt on the financial security of retirees. Surprisingly, what pension benefit level can be considered adequate remains unclear. In this paper, we propose an identification strategy for the estimation of pension adequacy standards.

Choice of pension management fees and effects on pension wealth

Choice of pension management fees and effects on pension wealth

fredag, 29 mai 2020
  • To shed light on the effects of individual choice on pension wealth, we study a policy change to the management fees of pension funds implemented by Peru’s government in 2013. The reform established a new balance fee as a default option; this fee is calculated as a percentage of the pension balance. Each individual had the initial option of keeping the previous management fee, a load factor fee calculated as a percentage of the individual’s salary.

Dangerous Flexible Retirement Reforms – A Supplementary Placebo Analysis across Time

Dangerous Flexible Retirement Reforms – A Supplementary Placebo Analysis across Time

fredag, 29 mai 2020
  • In the last decades, many governments have enacted flexible retirement reforms as a seemingly elegant way to increase older workers’ labor supply. Börsch-Supan et al. (2018) use the synthetic control method to evaluate the effects of flexibility reforms from nine OECD countries that came into effect between 1992 and 2006. To evaluate the significance of the treatment effects, the authors apply in-space placebo studies. This paper scrutinizes these results by applying in-time placebo studies.

Pension Reform and the Efficiency-Equity Trade-Off: Impacts of Removing an Early Retirement Subsidy

Pension Reform and the Efficiency-Equity Trade-Off: Impacts of Removing an Early Retirement Subsidy

tirsdag, 31 mars 2020
  • IZA discussion paper by Asbjørn Goul Andersen, Simen Markussen, Knut Røed (The Ragnar Frisch Centre for Economic Research).

    We provide empirical evidence that the removal of work disincentives embedded in retirement earnings tests can increase old-age labor supply considerably, but it does so at the cost of more income inequality.

A meta-analysis into the causal effect of retirement on health

A meta-analysis into the causal effect of retirement on health

tirsdag, 31 mars 2020
  • In this meta-analysis I try to answer the question what the causal effect of retirement on health is. There are many conflicting results in the literature, partly because of the endogenous relationship between retirement and health. I’ve collected 576 results from 61 studies around the world into the causal effect of retirement on health.

Can I stay or should I go? Mandatory retirement and the labor-force participation of older workers

Can I stay or should I go? Mandatory retirement and the labor-force participation of older workers

tirsdag, 31 mars 2020
  • Retirement is commonly described as a pure labor-supply decision, despite the potential importance of the demand side. This partly reflects that the two dimensions are often difficult to disentangle. I here manage to overcome this difficulty by using a unique natural experiment, the progressive ban on mandatory retirement in France in the 2000s.

Will long-run health trends in Europe turn negative?

Will long-run health trends in Europe turn negative?

tirsdag, 24 mars 2020
  • Alarmed by the worsening health for middle-aged baby-boomers in the US, we conduct a cohort analysis of health deficits similar to Abeliansky and Strulik (2019) but focus on middle-aged individuals. As opposed to previous findings, we find that health among the middle-aged has stalled, and in some cases worsened, for the more recent birth cohorts.