2015

Rapport fra SSB: Evaluering av pensjonsreformen – Direkte konsekvenser for arbeidsstyrken og offentlige budsjetter
Rapport fra SSB: Evaluering av pensjonsreformen – Direkte konsekvenser for arbeidsstyrken og offentlige budsjetter

03 september 2015
  • Pensjonsreformen vil virke etter intensjonen på lengre sikt. Innsparingen i utgiftene til alderspensjon blir større jo mer levealderen øker: Den årlige besparelsen anslås å komme opp i 82 milliarder kroner i 2060.

Seniority Wages and the Role of Firms in Retirement
Seniority Wages and the Role of Firms in Retirement

02 september 2015
  • In general, retirement is seen as a pure labor supply phenomenon, but firms can have strong incentives to send expensive older workers into retirement. Based on the seniority wage model developed by Lazear (1979), we discuss steep seniority wage profiles as incentives for firms to dismiss older workers before retirement.

Can Policy Facilitate Partial Retirement? Evidence from Germany
Can Policy Facilitate Partial Retirement? Evidence from Germany

28 august 2015
  • In 1996, Germany introduced the Altersteilzeit (ATZ) law, which encouraged longer working lives through partial retirement incentives. Using matched pension system and establishment survey data, we estimate changes in part-time employment and retirement after ATZ.

Pensjonsforum 28. august: 62-67-70-72-75 - Aldersgrenser og tjenestepensjon
Pensjonsforum 28. august: 62-67-70-72-75 - Aldersgrenser og tjenestepensjon

27 august 2015
  • Møtet 28.august vil se på de nye aldersgrensene og tjenestepensjon – trykk på overskriften for å se programmet for dette møtet.

Overcoming Vulnerabilities of Pension Systems
Overcoming Vulnerabilities of Pension Systems

24 august 2015
  • Demographic developments are unfavourable for the financing of pension schemes in most OECD countries, implying continued growth in pension expenditure in virtually all OECD countries. This paper examines the vulnerability of pension systems, with an emphasis on financial sustainability and adequacy.

Comparing the Robustness of PAYG Pension Schemes
Comparing the Robustness of PAYG Pension Schemes

19 august 2015
  • This paper provides a framework for comparing a defined benefit (DB) and a defined contribution (DC) point schemes, which are both pay-as-you go (PAYG) financed. Two stylised PAYG pension schemes are  modelled and simulated to compare their robustness to shocks.

NHO - seminar 3. september: Har helseforsikring noen effekt på sykefraværet?
NHO - seminar 3. september: Har helseforsikring noen effekt på sykefraværet?

17 august 2015
  • Ved utgangen av 2014 var det mer enn 400 000 arbeidstakere som var omfattet av arbeidsgiverbetalt helseforsikring. Og markedet vokser stadig.Et av forsikringsbransjen salgsargument av produktet er lovnad om redusert sykefravær. Er det virkelig slik at helseforsikring gir reduksjon i sykefraværet og dermed besparelser for bedriften?

Home Production and Retirement in Couples: A Panel Data Analysis
Home Production and Retirement in Couples: A Panel Data Analysis

17 august 2015
  • We analyse the effects of retirement of one partner on home production by both partners in a couple. Using longitudinal data from Germany on couples, we control for fixed household specific effects to address the concern that retirement decisions are correlated with unobserved characteristics that also affect home production.

Møte i Pensjonsforum 28.august
Møte i Pensjonsforum 28.august

11 august 2015
  • Det vil avholdes møte i Pensjonsforum 28.august. Møtet vil se på de nye aldersgrensene og tjenestepensjon – trykk på overskriften for å se programmet for dette møtet.

The Necessity of Self-Employment Towards Retirement
The Necessity of Self-Employment Towards Retirement

10 august 2015
  • This paper investigates whether individuals at the end of working life choose self-employment out of necessity and to what degree job search requirements for unemployment benefits induce people to become self-employed.

A Multivariate Model of Strategic Asset Allocation with Longevity Risk
A Multivariate Model of Strategic Asset Allocation with Longevity Risk

07 august 2015
  • Generalized unexpected raise in life expectancy is a source of aggregate risk. Longevity‐linked securities are a natural instrument to reallocate these risks by making them tradable in the financial market.

Personal Pensions with Risk Sharing: Affordable, Adequate and Stable Private Pensions in Europe
Personal Pensions with Risk Sharing: Affordable, Adequate and Stable Private Pensions in Europe

06 august 2015
  • Private pension provision faces the challenging task of providing stable income streams during retirement. The challenge has increased markedly in the last decades due to volatile financial markets, falling interest rates and the withdrawal of employers and external insurers as risk bearers of systematic financial and longevity risks.