2015

Partners’ Leisure Time Truly Together Upon Retirement
Partners’ Leisure Time Truly Together Upon Retirement

22 mai 2015
  • Externalities in leisure are an important determinant of partners’ retirement strategies. This is the first study that quantifies the extent to which partners actually spend more leisure time ‘together’ upon retirement. Exploiting the law on retirement age in France, we apply a regression discontinuity approach to identify the effect of retirement on partners’ hours of leisure, separate or together.

Age Anchors and the Individual Retirement Age An Experimental Study
Age Anchors and the Individual Retirement Age An Experimental Study

20 mai 2015
  • This study examines the sensitivity of the retirement age decision to standard retirement ages in pension overviews (age anchors) with a self‐constructed survey. Individuals retire later when they are confronted with a higher age anchor.

The Equity Risk Premium and Pension Ambition The Effect of Parameter Uncertainty
The Equity Risk Premium and Pension Ambition The Effect of Parameter Uncertainty

18 mai 2015
  • We model uncertainty of financial parameters and examine its impact on the replacement rate in a DC pension contract. To this end, we develop a novel Bayesian framework that reveals substantial reduction in the lower percentiles for the replacement rate at retirement.

Impacts of the Availability of Old-Age Benefits on Exits from the Labour Market
Impacts of the Availability of Old-Age Benefits on Exits from the Labour Market

15 mai 2015
  • Given human longevity, fertility, health and social developments, workers become inactive relatively early throughout Europe. This partially stems from older workers being pushed out of the labour market and from personal motivation to prefer benefits to wages. We focus on this latter effect and analyse whether workers would have stayed active had they not been tempted by the availability of the old-age benefits.

Training Access, Reciprocity and Expected Retirement Age
Training Access, Reciprocity and Expected Retirement Age

13 mai 2015
  • This paper investigates whether employers can induce employees to postpone retirement by offering access to training courses that maintain job proficiency. We use unique, matched employer–employee surveys for the Dutch public sector, which include detailed information on a wide range of HR practices applied in the organization, as well as the expected retirement age of its employees.

     

Where Are the Retirement Savings of Self-Employed?
Where Are the Retirement Savings of Self-Employed?

11 mai 2015
  • Survey data show that many respondents save for retirement in unconventional retirement accounts, such as investments in real estate. In countries where retirement savings are not mandatory for self-employed, representatives of this group often report this as an argument against making retirement savings compulsory.

Jon Hippe

fredag, 08 mai 2015
  • Norsk livsforsikring med garanterte produkter i møte med lavrente og ny regulering
  • Last ned foredrag

Fridtjof Berents

fredag, 08 mai 2015

Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities
Accounting and Actuarial Smoothing of Retirement Payouts in Participating Life Annuities

08 mai 2015
  • Life insurers use accounting and actuarial techniques to smooth reporting of firm assets and liabilities, seeking to transfer surpluses in good years to cover benefit payouts in bad years. Yet these techniques been criticized as they make it difficult to assess insurers’ true financial status.

Social Interactions and the Retirement Age
Social Interactions and the Retirement Age

05 mai 2015
  • In this study we gauge the impact of social interactions on individual retirement preferences. A survey including self-assessments and vignette questions shows that individual preferences are affected by preferences and actual retirement behavior of the social environment.

Uklar skjebne for ny ytelsespensjon
Uklar skjebne for ny ytelsespensjon

29 april 2015
  • Menyen for pensjonsmuligheter er på vei til å bli klar, etter mange års arbeid. I går ble utredningen om ny ytelsespensjon i privat sektor overlevert til finansminister Siv Jensen. Men spørsmålet er om forslaget til ny ytelsespensjon noensinne blir en realitet.

Pressemelding fra Banklovkommisjonen NOU 2015: 5 Pensjonslovene og folketrygdreformen IV — Utredning nr. 29
Pressemelding fra Banklovkommisjonen NOU 2015: 5 Pensjonslovene og folketrygdreformen IV — Utredning nr. 29

28 april 2015
  • Banklovkommisjonen overleverte tirsdag 28. april 2015 sin utredning nr. 29, NOU 2015: 5 Pensjonslovene og folketrygdreformen IV, til finansminister Siv Jensen.