Artikler tagget med PENSION SAVINGS
Americans need to save more on their own for retirement, but human nature suggests they will focus more on day-to-day financial needs.
Mortgage debt in the Netherlands is the highest among all countries in Europe. At the same time, the dutch pension system has always been regarded as one of the best worldwide, mainly because of the high replacement rates.
Tax incentives are seen as a means to encourage pension saving amid concerns that people are not saving enough for retirement. Pension saving attracts a level of tax relief that compares favourably with other types of saving. However, there are concerns that tax relief is expensive, poorly targeted and does not achieve its policy objectives.