Integrating career, health, and finance in a holistic retirement planning intervention for Australian older workers

Inadequate retirement planning has negative consequences for individuals and society. Interventions to improve more informed planning often focus primarily on financial aspects, with the timing of workplace exit and health considerations ignored leaving retirees at risk of poor adjustment. A six-stage intervention was developed consisting of three online modules (career, health, and finance) combined with individual consultations that aimed to assist older workers to make more considered decisions about retirement. To evaluate the intervention a randomized control study using four groups (modules only, modules-plus-consultations [holistic], finance only, and a control) was employed.