This paper investigates whether individuals at the end of working life choose self-employment out of necessity and to what degree job search requirements for unemployment benefits induce people to become self-employed.

Ferske tall viser at omfanget av fripoliser setter nye rekorder. Verdiene trues imidlertid med å svekkes av inflasjon og lønnsvekst.

Understanding subjective life expectancy (SLE) is critical for pension design and longevity insurance markets. Yet there are very few studies that focus on this question. This paper is the first of its kind to analyse subjective life expectancy in China. It draws on a recent longitudinal survey data (two years) in which participants were asked about their life expectancies.

Pensjonsreformen gir økte utgifter til 2020, deretter blir utgiftene lavere enn under gamle regler. Rundt 2027 er summen av de reduserte utgiftene større enn de samlede utgiftsøkningene til 2020.

Recent literature makes a distinction between 'voluntary' and 'involuntary' early retirement, where 'involuntary' early retirement results from employment constraints rather than from a preference for leisure relative to work. This paper analyzes 'voluntary' and 'involuntary' early retirement based on international microdata covering 19 industrialized countries.

Population aging and the poor performance of financial markets during recent years put the sustainability of pension arrangements in many Western countries under pressure. In order to investigate whether the Dutch will be able to cope with possible cutbacks in the generosity of pensions, we analyze their preparedness for retirement in 2008, at the eve of the prolonged downturn.

China is currently undergoing the largest regional migration in the world’s history. Young rural workers are moving to urban areas, often in a different province, for substantial periods of their working lives. Social security policy in China, while framed by national protocols and policy guidelines, is administered at more than 2000 lower-level jurisdictions, typically cities and counties, and at present this compromises pension entitlements of China’s 150 million rural migrant workers.

Longevity risk is amongst the most important factors to consider for pricing and risk management of longevity products. Past improvements in mortality over many years, and the uncertainty of these improvements, have attracted the attention of experts, both practitioners and academics.

Tax concessions are a common feature of private pension pillars around the world. Most countries exempt pension fund earnings from any taxation but tax either benefits (EET regime) or contributions (TEE regime) progressively as regular private income. By contrast, Australias superannuation taxation features concessional ?at tax rates on contributions and fund earnings, with benefits being generally tax free.

I Norge er nær ti prosent av befolkningen i yrkesaktiv alder uføretrygdet. Arbeidsuførhet varierer betydelig mellom yrkesgrupper, og vi trenger mer kunnskap om hvilke spesifikke arbeidsfaktorer som bidrar til dette.