Artikler som begynner med C

Choice of pension management fees and effects on pension wealth

Choice of pension management fees and effects on pension wealth

fredag, 29 mai 2020
  • To shed light on the effects of individual choice on pension wealth, we study a policy change to the management fees of pension funds implemented by Peru’s government in 2013. The reform established a new balance fee as a default option; this fee is calculated as a percentage of the pension balance. Each individual had the initial option of keeping the previous management fee, a load factor fee calculated as a percentage of the individual’s salary.

Can I stay or should I go? Mandatory retirement and the labor-force participation of older workers

Can I stay or should I go? Mandatory retirement and the labor-force participation of older workers

tirsdag, 31 mars 2020
  • Retirement is commonly described as a pure labor-supply decision, despite the potential importance of the demand side. This partly reflects that the two dimensions are often difficult to disentangle. I here manage to overcome this difficulty by using a unique natural experiment, the progressive ban on mandatory retirement in France in the 2000s.

Changes in Employers’ ways of dealing with older workers, 2009–2017

Changes in Employers’ ways of dealing with older workers, 2009–2017

onsdag, 22 januar 2020
  • Studies suggest that organizations across countries are more likely to send older staff members to early retirement than retain them, but there are signals that employers are increasingly showing support for longer working lives.

Countries should strengthen pension systems to adapt to changing world of work

Countries should strengthen pension systems to adapt to changing world of work

torsdag, 19 desember 2019
  • Governments should urgently reform their pension systems to ensure that the growing share of workers in temporary or part-time employment can contribute enough during their working lives to receive an adequate income in retirement, according to a new OECD report.

Changing places: Mid-career review and internal mobility

Changing places: Mid-career review and internal mobility

fredag, 19 mai 2017
  • Demographic ageing poses the challenge of how to keep people in employment for longer without negatively affecting their health and well-being. The solutions are particularly critical for workers engaged in arduous work. This report examines how mid-career reviews can play a key role by clarifying workers’ options for remaining in work until a later retirement age.

Changing labour markets, life-course and pensions

Changing labour markets, life-course and pensions


Pensjonskonferanse i Finland 19. mai (med live streaming) tirsdag, 16 mai 2017
  • In which ways do labour market change and subsequent life-course effects challenge pension provision and how do pension systems respond to such challenges? The conference, organized by the Finnish Centre for Pensions in cooperation with ESPAnet, ESA Research Network on Ageing in Europe, the Social Policy Association in Finland and University of Helsinki, will bring together top researchers and professionals to debate this highly topical issue.

Cost of Aging

Cost of Aging

torsdag, 16 mars 2017
  • Ronald Lee & Andrew Mason

    As populations in richer nations get older, GDP growth slows, support costs rise, and government budgets feel pressure.

Comparing contributions in nine EU countries

Comparing contributions in nine EU countries

torsdag, 17 november 2016
  • Relative to GDP, the pension contribution level is the highest in Denmark and the lowest in Sweden. Finland stands out with high employer contributions and lower-than-average employee’s contributions. This is evident from the Finnish Centre for Pensions’ comparison.

Can We Increase Retirement Saving?

Can We Increase Retirement Saving?

torsdag, 08 september 2016
  • Workers today must save to gain a secure retirement. Failing to save assures a sharp drop in living standards when the paychecks stop, and ample evidence indicates that many Americans are not saving enough.

Comparing the Robustness of PAYG Pension Schemes

Comparing the Robustness of PAYG Pension Schemes

tirsdag, 24 mai 2016
  • This paper provides a framework for modelling defined benefit (DB) and defined contribution (DC) point schemes, which are both pay-as-you go (PAYG) financed. Most sustainability issues pertain to unfunded schemes. Sustainability is less an issue for funded defined contribution schemes as pensions are financed by the contributions and their returns on accumulated assets. In particular, in funded defined contribution schemes, individuals bear the different risks.

Consumer financial advice and guidance for high risk DC savers

Consumer financial advice and guidance for high risk DC savers

tirsdag, 01 mars 2016
  • This report looks to explore the demand for and supply of financial advice, and some options for bringing these in line with each other. The reports explores several options to help customers get the best possible outcomes at retirement. 

Comparison of the regulatory frameworks for DC pensions

Comparison of the regulatory frameworks for DC pensions

mandag, 02 november 2015
  • Comparison of the regulatory frameworks for DC Pensions, is a report commissioned by Scottish Widows. The research draws on discussions conducted with experts on regulation, and desk research, to explore the differences between the two regulatory regimes for DC pensions. It considers the pros and cons of the respective regimes for DC pensions, with a focus on the impact of these for savers.