2014

The population of Sweden is ageing and the number of pensioners is increasing. This means that the incomes of older people and the income differences between older and younger people and among pensioners have become more important in terms of public debate and research.

The purpose of this paper is to discuss a few issues related to how best to communicate uncertainty about projections of future pension benefits to members of DC plans.

Favourable conditions such as the growth of pension fund assets, privatisation trends and changing regulations have increased the interest of institutional investors in infrastructure investment.

This report reviews recent as well as planned changes to accounting and solvency regulations affecting insurers and pension funds and how they may impact long-term investing by these institutions.

Australian and Canadian pension funds have been pioneers in infrastructure investing since the early 1990s. They also have the highest asset allocation to infrastructure around the globe today.

EU-kommisjonen har ferdigstilt sitt forslag til detaljerte lovbestemmelser for det nye europeiske solvensregelverket for forsikringsselskaper, ”Solvens II”. Solvens II skal gjelde fra 1. januar 2016, og EU-kommisjonens forslag utdyper nå de overordnede bestemmelsene i rammedirektivet for Solvens II som ble vedtatt i 2009.

The decision to cease working is traditionally influenced by a wide set of socio-economic and environmental variables. In this paper, we study transitions out of work for 26 EU countries over the period 2004-2009 in order to investigate the determinants of retirement based on the Eurostat Survey on Income and Living Conditions (EU-SILC).

This report identify and track employers’ awareness, understanding, knowledge, attitudes and intended actions in relation to the 2012 pension reforms (automatic enrolment). An additional key objective for this wave of the research was to determine the impact of the employer advertising activity up to April 2014.

– Det er bra at regjeringen har en ambisjon om å ruste Norge for fremtiden. Det ser vi gjennom satsingen på samferdsel, FoU, effektivisering og digitalisering. Vi ser imidlertid ingen konkretisering av regjeringens ønske om å stimulere til sparing - særskilt på området pensjon. Det er skuffende, sier Idar Kreutzer, administrerende direktør i Finans Norge.

The effects of pension policies on fertility have been examined in the overlapping generations (OLG) model of unitary household in which no heterogeneity exists between the wife and the husband.

This paper investigates the impact of financial incentives on early retirement behaviour for high and low wage earners. Using a stylized life-cycle model, we derive hypotheses on the behaviour of the two types.

Partene i arbeidslivet ber Finansdepartementet omgjøre beslutning om nedsettelse av beregningsrenten i livsforsikring. I møte 30. september med Finansdepartementet, ba LO og de øvrige arbeidstaker- og arbeidsgiverorganisasjonene om fornyet vurdering av Finanstilsynets beslutning om å sette ned den maksimale beregningsrenten i livsforsikring fra 1. januar 2015.