2015
Demanding Occupations and the Retirement Age
14 desember 2015
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In several countries where pensions are reformed and the retirement age is increased, the issue came up to make an exception for workers with demanding occupations, since health considerations may make it unreasonable to expect them to work longer. We analyze unique Dutch survey data on the public's opinions on what are demanding occupations, on whether it is justified that someone with a demanding occupation can retire earlier, and on the willingness to contribute to an earlier retirement scheme for such occupations through higher taxes.
Attitudes to Intergenerational Equity: Baseline Findings from the Attitudes to Ageing in Australia (AAA) Study
14 desember 2015
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This paper reports preliminary findings from the 2009-10 baseline data from the Attitudes to Ageing in Australia (AAA) survey. The questions were designed and the data then collected while Australia was adjusting to the impacts of the 2007 Global Financial Crisis (GFC) during the Rudd government. At that time there was relatively less government attention to restricting public expenditure related to ageing, and it was before the appointment of the Age Discrimination Commissioner in the Australian Human Rights Commission. This working paper reports findings related to intergenerational equity with comparisons between age, gender, and socio-economic groups.
Family Pension Benefits and Maternal Employment - Evidence from Germany
11 desember 2015
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Child care pension benefits in Germany are designed to compensate for maternal employment interruptions due to child-birth. In comparison to most family benefits, child care pension benefits are accumulated upon child birth but only become effective on the verge of retirement. Hence, whether mothers adjust their employment status in response to the economic incentives depends crucially on how they discount the long-run consequences of their current decisions.
Mortality Heterogeneity and Systematic Mortality Improvement
07 desember 2015
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Insurers and pension funds provide life annuities and pensions that are impacted by both aggregate mortality improvement and individual mortality heterogeneity. Aggregate population mortality trends have shown significant improvement over long periods of time. Individual mortality heterogeneity arises from differing risk characteristics across individuals.
Rational pension policies
04 desember 2015
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Aim of this keynote is to develop a framework how to approch the design of pension policies as rationally as possible. The first step is to realize and accommodate endogenous adjustments. The second syep is to align the root causes of demographic change with corresponding reform steps which include but are not confined by pension reform. The third step is to separate the issues as best as possible to strengthen the political feasibility of refrom.
The Pensions Primer: a guide to the UK pensions system
03 desember 2015
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This document is intended to provide a description of the UK pensions system for the purposes of considering pensions policy.This guide primarily reflects the current position of the UK pension system as at 24 June 2015.
Pensions at a Glance 2015
01 desember 2015
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The 10-year anniversary edition of Pensions at a Glance highlights the pension reforms undertaken by OECD and G20 countries over the last two years.
218 milliarders pensjon-formue truet av svekket avkastning
25 november 2015
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Ferske tall viser at omfanget av fripoliser setter nye rekorder. Verdiene trues imidlertid med å svekkes av inflasjon og lønnsvekst. Midt i stormen står selskapet Silver og deres kunder.
Early Retirement and Financial Incentives: Differences Between High and Low Wage Earners
24 november 2015
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This paper investigates the impact of financial incentives on early retirement behaviour for high and low wage earners. Using a stylized life-cycle model, we derive hypotheses on the behaviour of the two types.
Do Households Increase Their Savings When the Kids Leave Home?
23 november 2015
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Much of the disagreement over whether households are adequately prepared for retirement reflects differences in assumptions regarding the extent to which consumption declines when the kids leave home.
Gradual Retirement, Financial Incentives, and Labour Supply of Older Workers: Evidence from a Stated Preference Analysis
20 november 2015
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Using data from a stated preferences experiment in the Netherlands, we find that replacing full-time pension schemes with schemes that offer gradual retirement opportunities induce workers to retire one year later on average.
- Vi vil ta kampen om fremtidens pensjoner
20 november 2015
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I sin tale til LO Stats kartellkonferanse i dag, snakket LO-leder Gerd Kristiansen om pensjon, økende arbeidsledighet og flyktningssituasjonen. – Uansett hva som skjer, skal vi i fagbevegelsen kjempe for rettferdighet og inkludering, og mot diskriminering.