Regjeringen Solberg tviholder på en måte å regulere pensjonene på som i praksis frarøver alderspensjonistene for milliarder stikk i strid med Stortingets intensjon. Alderspensjonistene vil tape 1,1mrd. kroner i årets trygdeoppgjør.

Det ble i 2019 innbetalt i overkant av 109 milliarder kroner til livsforsikrings- og pensjonsprodukter hos medlemmene i Finans Norge. På samme tid i 2018 var innbetalt premie på 100 milliarder kroner og i 2017 på 93 milliarder kroner.

There is much uncertainty associated with the current situation, not only in terms of immediate financial impacts, but also how retirement incomes, both current and future, might be affected. The most immediate impact on pensions has been the significant falls and subsequent volatility in the stock market.

As many governments attempt to contain rising expenditure on retirement pensions by increasing eligibility ages, there are concerns that such reforms disproportionately affect poorer households. In this paper, I examine this trade-off in the context of a 1994 Australian reform that increased women’s pensioneligibility age from 60 to 65.

Many countries have recently increased retirement ages. The central question is, do individuals know about these new pension rules? And do they adjust their pension expectations and labor market behavior accordingly?

Could we possibly have a reasoned debate about the several alternative retirement schemes? To judge from the government’s attitude, one might well doubt it.

In this report, the long-term effects of immigration and migration on demography, employment rates, pension expenditure and pension contributions are reviewed through scenario calculations. The main emphasis is on calculations on earnings-related pensions.

Private and public pension systems will merge into one pension system. Among other things, the merger will strengthen the sustainability and risk management of the earnings-related pension system and streamline the definition of disability and the criteria for disability pensions.

This paper develops a stylized model that can serve as an instrument to assess how long term trends as demographic change and rising living standards affect the optimal future rise of the statutory retirement age (sra) in the Netherlands. As yet there is no such instrument.