Health trends and changes in socio-economic and work factors to determine the feasibility of extending working lives beyond age 65.

Innovative applications of technology for financial services, or FinTech, are already being used to improve communication with consumers and their engagement with their pension plans. This report provides an overview of how technology is being used to improve pension design and delivery and how regulators are managing these changes.

This paper develops a structural dynamic retirement model to investigate effects and corresponding underlying mechanisms of a partial retirement program in Germany on labor supply, fiscal balances and the pension income distribution.

Det blir to seminarer i Pensjonsforum i desember. Tema for det første møtet, fredag 1/12, er forslaget til Pensjonskonto i privat tjenestepensjon. Tema for fredag 15/12 er AFP-evalueringen. Begge dagene fra 9 til 12. Hold av datoene.

Like many other developed countries, Norway is facing a rapid ageing of its population that is attributed to both falling mortality and fertility rates in the past and projected life-expectancy increases over the next several decades. According to United Nations (2015), it is projected for Norway that by 2060, the share of the population 65+ will increase to over 25% (from 16% in 2015) and the potential support ratio will drop to 2 people in the labour force for each person aged 65 years and over.

Job-changing among late-career workers increased steadily from the 1980s through the mid-2000s before declining somewhat in recent years.  This study asks how the rise in job-changing – which seems largely voluntary – affects retirement timing and whether this effect varies by a key measure of socioeconomic status: educational attainment. 

This paper examines the link between retirement and health by examining whether mortality changes discontinuously at the Social Security eligibility threshold at age 62.

This article addresses the role of pillars and their interaction in the overall system in the countries studied and how this interaction contributes to overall risk sharing. This is analysed through a detailed modelling of theoretical net replacement rates and a comparative analysis of the multi-pillar pension systems in Canada, Denmark, the Netherlands and Sweden.

Randi Mørk

Innskuddsbasert tjenestepensjon har etter innføringen av obligatorisk tjenestepensjon i 2006 blitt den foretrukne tjenestepensjonsordningen i privat sektor i Norge, og ved utgangen av 2016 var nesten 1,3 millioner private arbeidstakere omfattet av slike pensjonsordninger.

På Pensjonsforum 9. juni presenteres to rapporter om privat tjenestepensjon. Rapporten om «bedre og enklere tjenestepensjon» er utarbeidet av Fafo og Artzen deBesche på oppdrag av HK og Fellesforbundet. Mens rapporten om hybris tjenestepensjon er utarbeidet av Aktuarfirmaet Lillevold&Partners og Fafo på oppdrag av LO og Fagforbundet. Begge er tilgjenelig for nedlasting fra  Fafos nettsider.

This paper makes use of a vignette study to investigate employer’s willingness to hire older job applicants. We focus on the extent to which the hiring probability of older job applicants is related to various characteristics of the applicants, and simultaneously investigate the role of employer’s characteristics such as age and gender, and their assessment of older workers’ wage, productivity and skills compared to that of younger workers. The evidence indicates that the probability of being hired decreases substantially with the age of the job applicant.