Artikler som begynner med A
Automatic Enrollment, Employer Match Rates and Employee Compensation in 401(k) Plans
16 februar 2015
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This study uses restricted-access employer-level microdata from the National Compensation Survey to examine the relationship between automatic enrollment and employee compensation.
Additional Leave as the Determinant of Retirement Timing – Retaining Older Workers in Norway
07 januar 2015
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Faced with a rapidly aging labor force, increasing the labor supply of older workers has become an important goal for European countries. Offering additional leave to older workers with the option of withdrawing a contractual pension (contractual early retirement pension AFP) has become a widespread retention measure in Norwegian companies.
A Multivariate Forward-Rate Mortality Framework
06 januar 2015
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Stochastic mortality models have been developed for a range of applications from demographic projections to financial management. Financial risk based models build on methods used for interest rates and apply these to mortality rates. They have the advantage of being applied to financial pricing and the management of longevity risk.
Axel West Pedersen
fredag, 21 november 2014- Den norske pensjonsreformen – prosess og innhold
- Last ned foredrag
Annual DC Pension Statements and the Communications Challenge
14 november 2014
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This paper examines and evaluates the content and design of the annual pension statement sent to members of funded defined contribution (DC) pension schemes in a selection of OECD and non-OECD countries.
A reporting standard for DC pension plans
24 september 2014
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Pension regulators stress the need for plan members to receive information allowing them to monitor their future pension wealth and the investment risk they bear.
Asset Market Participation and Portfolio Choice
10 september 2014
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We study the life cycle of portfolio allocation following for 15 years a large random sample of Norwegian households using error-free data on all components of households’ investments drawn from the Tax Registry.
Are Public Sector Workers Different? Cross-European Evidence from Elderly Workers and Retirees
30 juni 2014
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The public sector employs a large share of the labor force to execute important functions (e.g. regulation and public good provision) in an environment beset by severe agency problems. Attracting workers who are motivated to serve the public interest is important to mitigate these problems.
Automatic enrolment: experiences of workers who have opted out – a qualitative research study
24 mars 2014-
Millions of people in the UK are not saving enough for retirement. Automatic enrolment aims to increase workplace pension saving in the UK and forms part of a wider set of pension reforms designed to enable individuals to save towards achieving the lifestyle they aspire to in retirement.
An Analysis of Reinsurance Optimisation in Life Insurance
06 februar 2014-
This paper considers optimal reinsurance based on an assessment of the reinsurance arrangements for a large life insurer. The objective is to determine the reinsurance structure, based on actual insurer data, using a modified mean-variance criteria that maximises the retained premiums and minimizes the variance of retained claims while keeping the retained risk exposure constant, assuming a given level of risk appetite.
Aging and the Politics of the Welfare State
06 januar 2014-
Analyser av 30 OECD land mellom 1980-2010 viser at et aldrende elektorat ikke fører til mer generøse pensjonsordninger. Denne rapporten ser nærmere på forholdet mellom aldersammensetningen i elektoratet og utgifter til pensjon.
Additional voluntary National Insurance contributions at State Pension age: Results from an online survey
03 januar 2014-
At the Autumn Statement 2013 the government announced its intention to introduce a scheme to allow pensioners to top up their Additional State Pension by paying a new class of voluntary National Insurance contribution, to be known as Class 3A.
This report investigates levels of interest in taking up voluntary contributions – having been given two indicative prices (a higher and a lower one) and reasons people say they would or would not take up the contributions