Individuals’ planned retirement age is affected by a trade-off between financial costs (a feasibility oriented consideration) and the number of years in retirement (a desirability oriented consideration). Previous research shows that construal level interventions (i.e., activating a global vs. local mindset with individuals) affect the relative importance of these two types of decision aspects such that primary considerations become more important under a global mindset compared to secondary considerations.

This project uses the Survey of Income and Program Participation to examine the decision to retire after job separation among the increasing number of older individuals who leave a job between 55 and 70, and how this decision varies by labor market conditions and the resources available to the unemployed.

This report study the optimal product choice of home equity release products from the homeowner’s perspective in the presence of longevity, long-term care, house price, and interest rate risk.When given a timing choice, the individual chooses to unlock home equity early in retirement. These key results emerge consistently across a range of cases with different parameter values.

21. januar arrangerte Forskningsrådet den første åpne formidlingskonferansen hvor resultatene fra de første evalueringsprosjektene ble lagt fram.

An uncertain economic outlook and the certitude of an ageing population highlight the importance of productivity across all age groups for Australia’s future. This paper provides national findings on both paid, tax-generating and unpaid, voluntary productivity across the life course, focusing primarily on the baby boomer cohort now in late middle age.

Pension knowledge has been defined as the degree to which people know their pension income at the retirement age, at death (for their partner) and at disability to work; know the (in)sufficiency of this income for their own situation; and know (if needed) of the possibilities to increase their pension income and make a trade-off between saving for their pension or spending now.

Anna Cristina D'Addio fra OECD presenterte rapporten ”Pensions at a Glance 2013” i Pensjonsforum 4. desember.

Pensjonsforum inviterer herved til frokostseminar 4.desember med tittelen “Pensions at a Glance 2013 Hvor står det norske pensjonssystemet i OECD-universet?”.

I løpet av 2013 har Pensjonsforum fått tre nye medlemsorganisasjoner - Sluttvederlagsordningen, Finanstilsynet og Oslo Pensjonsforsikring AS.

Pensjonsforum inviterer til møte 22.november med temaet:Ny lov om tjenestepensjon fra 2014 – hva nå? Les mer om programmet her.

Fafo forsker Geir Veland sier det kun er 150 000 arbeidstakere som jobber i bedrifter med kun ytelsespensjon. Han mener det vil være vanskelig for arbeidstakerne å få større innflytelse på egen pensjon så lenge arbeidsgiverne har nesten all risiko.