In 2011, the Independent Public Service Pensions Commission recommended major reforms to public service pension schemes to make them more affordable and sustainable while, crucially, ensuring that their purpose remained to still provide adequate retirement income.

Jeg ser avviklingen som en bekreftelse på at aksjonærene i DNB og Storebrand ikke fikk avkastningen de ventet da de begynte med tjenestepensjon. Det var ikke noen gullgruve, sier Klemet Rønning-Aaby, leder av LO kommune.

Over the next decade the Government’s programme of reform to state and private pensions aims to get millions of people to change their behaviour in relation to planning and saving for later life. This is a massive challenge, requiring a change in attitudes, and ultimately behaviours, towards planning and saving for retirement and pensions.

This thesis bundles four studies on saving for retirement and the role of the pension system. Saving for retirement has been and remains to be an important topic on the policy agenda, and has produced a wide spectrum of research in economics. The four studies aim to contribute to understanding the role of pension systems in the decision how much to save for retirement.

Rapporten oppsummerer statistikk og analyser av utviklingen i pensjoneringsatferd, yrkesaktivitet og inntektsutvikling i den eldre befolkningen til og med 2012, eller så langt det foreligger statistikk på ulike områder. Et viktig formål med rapporten er å se nærmere på hvordan pensjonsreformen har påvirket pensjonsuttak og sysselsetting.

Det er mye oppmerksomhet om utforming av nye pensjonsprodukter og om ytelsespensjonens framtid. I Pensjonsforum tar vi debatten et skritt videre og reiser spørsmålet om hva som vil kjennetegne produksjon, eller det man kan kalle leveransen, av pensjonene i fremtiden. Vil det bli gjort på en effektiv måte? Hvordan kan man få mer pensjon pr krone? Denne problemstillingen har mange sider og er koblet til konkurranseforhold, virksomhetsregulering, produktregulering og hvordan ordningene er organisert. I to kommende seminarer i Pensjonsforum vil ve reise sentrale problemstillinger i forbindelse med «produksjon av pensjon» og betydning for kostnader og kapitalforvaltning og dermed for hvor mye pensjon den enkelte vil få.

Portability of social benefits across professions and countries is an increasing concern for individuals and policy makers. Lacking or incomplete transfers of acquired social rights are feared to negatively impact individual labor market decisions as well as capacity to address social risks with consequences for economic and social outcomes.

This thesis bundles four studies on saving for retirement and the role of the pension system. Saving for retirement has been and remains to be an important topic on the policy agenda, and has produced a wide spectrum of research in economics. The four studies aim to contribute to understanding the role of pension systems in the decision how much to save for retirement.

The demographic challenge of ageing populations has led and will lead European countries to reform their pension systems. For policymakers, understanding the effect that pension reforms will have on household and national saving is crucial. In particular, the effect of changes in pension wealth on private wealth is vital information for assessing the welfare effects of these reforms.

Pensjonskassekonferansen 2013 avholdes 23. – 24. april 2013

The self-employed workers make up a small but significant minority of the workforce in many OECD countries. Moreover, transitions into and out of self-employment have become much more common for a larger group of workers. It is therefore of critical importance to review and assess the pension schemes available to self-employed workers across OECD countries.

We analyze the impact of changing employment patterns and pension reforms on the future level of public pensions across birth cohorts in Germany. The analysis is based on a rich dataset that combines household survey data from the German Socio-Economic Panel Study (SOEP) and process-produced microdata from the German pension insurance.