Increasing life expectancy has made working longer both more necessary and more possible, but the relationship between an individual’s survival expectations and his planned retirement age is unclear in the existing literature. This study uses the Health and Retirement Study and an instrumental variables (IV) approach to examine how subjective life expectancy influences planned retirement ages and expectations of working at older ages, and how individuals update those expectations when they receive new information.

Rising life expectancy makes defined benefit pension plans more expensive.The question is the extent to which state and local plans have already incorporated rising life expectancy into their cost estimates.

Forsikringsforeningen inviterer 18. mars til debatt om pensjonsaldersgrensen. Regjeringen har foreslått å øke pensjonsalderen i arbeidsmiljøloven fra 70 til 72 år. Reaksjonene på forslaget har vært blandet – Finans Norge ønsker å beholde adgangen til å ha bedriftsintern aldersgrense på 67 år, LO ønsker ikke at pensjonsalderen økes, mens YS gjerne hadde sett at den ble øket til 75 år.

This study uses the Survey of Income and Program Participation to examine the decision to retire after a job separation among the increasing number of older individuals who leave a job between 55 and 70, and how this decision varies by labor market conditions and the resources available to the unemployed.

Om lag 15 prosent av arbeidstakerne skifter jobb hvert år. Jobbskifte kan føre til store og uventede økonomiske konsekvenser for pensjonen. Det er derfor smart å kjenne sine pensjonsrettigheter gjennom hele yrkeskarrieren.

En svært omfattende lov-prosess ligger snart bak oss. Med Banklovkommisjonens nye forslag til varig ytelsespensjon faller den siste brikken i den nye produktreguleringen på plass. 20. mars holdes det møte i Pensjonsforum: Etter Banklovkommisjonen – hva nå?

Hold av datoen - invitasjonen til møtet kommer innen kort tid.

Empirical studies have consistently shown the negative impact of involuntary retirement on mental well-being. However, few studies have thus far investigated the degree to which post-retirement work affects late-life outcomes.

With the shift from traditional pensions to 401(k) plans, the welfare of retirees depends increasingly on their ability to make sound financial decisions.Using a dataset that follows a group of older individuals in the Chicago area, the analysis examines how aging affects financial decision making.

Earlier literature has investigated the drop in household consumption upon retirement of the head of the household, the so-called "retirement consumption puzzle".

Many Belgian retire well before the statutory retirement age. Numerous exit routes from the labor force can be identified: old-age pensions, conventional early retirement, disability insurance, and unemployment insurance are the most prominent ones.

With automatic enrolment now well under way and around 9 million employees expected to be newly saving or saving more in pension schemes by 2018, there has been increasing focus on the design and quality of Defined Contribution (DC) schemes. So far the focus has mainly been on the accrual stage, employer contribution levels, the design of default investment strategies, and the level and transparency of charges.

Mortgage debt in the Netherlands is the highest among all countries in Europe. At the same time, the dutch pension system has always been regarded as one of the best worldwide, mainly because of the high replacement rates.